High equity and free and clear lists and leads refer to databases that contain information about properties or individuals that have either a high level of equity or are fully owned without any outstanding mortgage debt.
High equity lists typically include information about homeowners who have built up a significant amount of equity in their homes due to rising property values or paying down their mortgage. This information can be useful for marketers or businesses that offer refinancing or other financial services, as these homeowners may be more likely to be interested in using their equity for investments or other purposes.
Free and clear lists, on the other hand, include information about properties or individuals that own their homes outright and have no outstanding mortgage debt. These homeowners may be more likely to have extra disposable income and may be interested in investing in home improvements, real estate, or other financial products.
Both high equity and free and clear lists can be generated from public records and other sources of real estate and financial data, and can be segmented based on various criteria such as location, propertytype, and value.
High equity and free and clear lists and leads can provide valuable information for businesses and marketers looking to target homeownerswith a significant amount of equity or no outstanding mortgage debt. However, it’s important to ensure that any use of this information complies with relevant privacy and data protection laws.